29.10.2026 - GDSGIS table of benefit w.e.f. Oct 2026 to Dec 2026 (Q3 of FY 2026-27)
This communication circulates the Table of Benefit in respect of the EDAGIS-1992 and GDSGIS-2010 schemes for the third quarter of Financial Year 2026-2027. It directs the circulation of these tables to all concerned authorities for settling the insurance claims of Extra Departmental Agents and Gramin Dak Sevaks.
- The Table of Benefit applies to the settlement of claims of EDAs and GDSs under the EDAGIS-1992 and GDSGIS-2010 schemes.
- The benefit tables are effective for the third quarter of Financial Year 2026-2027, specifically from 01.10.2026 to 31.12.2026.
- The enclosed tables are to be circulated to all concerned units across postal circles for processing and settling claims.
- The order is issued by the Directorate of Postal Life Insurance under F. No. 34-01/2024-LI dated 29.10.2026 with the approval of the competent authority.
34-01/2024-LI
F. No. 34-01/2024-LI
भारत सरकार /Government of India
संचार मंत्रालय / Ministry of Communications
डाक विभाग / Department of Posts
डाक जीवन बीमा निदेशालय / Directorate of Postal Life Insurance
To,
The DDM/ADM (PLI)
All Postal Circles
Subject: Table of Benefit in respect of EDAGIS-1992 & GDSGIS-2010 schemes for the 3rd quarter of Financial Year 2026-2027 (w.e.f. 01.10.2026 to 31.12.2026) – reg
Sir/Madam,
Please find enclosed herewith the Table of Benefit in respect of EDAGIS 1992 & GDSGIS-2010 schemes for the 3rd quarter of Financial Year 2026-2027 (w.e.f. 01.10.2026 to 31.12.2026) for further circulation to all concerned to settle the claims of EDAs/GDSs.
This issues with the approval of competent authority.
Enclosure: As stated above.
Nitish Gaur
Sr. Accounts Officer
Copy forwarded to:
i)Postal Accounts Offices, All Postal Circles
ii)Sr. AO, O/o DPLI, Kolkata
iii)Dy. Director, CEPT Mysuru - for uploading on India Post website
| Table of Benefit under GDSGIS-10 Scheme | ||||||
|---|---|---|---|---|---|---|
| Contribution @ Rs. 50/- throughout | ||||||
| Accumulated value of Savings Fund for Rs.32.50 out of contribution Rs.50/- from 1st Oct 2026 of the year of entry upto the month and year of cessation on account of Death, Retirement, Resignation, Promotion etc.under the scheme GDSGIS-10. | ||||||
| Year of cessation of Membership 2026-27 (3rd Quarter) (Period from 01.10.2026 to 31.12.2026) | ||||||
| From | TO | Interest* | Year of entry | Oct | Nov | Dec |
| 01.04.1992 | 31.12.2000 | 12.00% | 1992-93 | 25892 | 26076 | 26261 |
| 01.01.2001 | 31.12.2001 | 11.00% | 1993-94 | 24284 | 24459 | 24635 |
| 01.01.2002 | 31.12.2002 | 9.50% | 1994-95 | 22856 | 23022 | 23190 |
| 01.01.2003 | 31.12.2003 | 9.00% | 1995-96 | 21586 | 21746 | 21906 |
| 01.01.2004 | 30.11.2011 | 8.00% | 1996-97 | 20459 | 20612 | 20765 |
| 01.12.2011 | 31.03.2012 | 8.60% | 1997-98 | 19457 | 19604 | 19751 |
| 01.04.2012 | 31.03.2013 | 8.80% | 1998-99 | 18567 | 18709 | 18850 |
| 01.04.2013 | 31.03.2017 | 8.70% | 1999-2000 | 17776 | 17913 | 18050 |
| 01.04.2017 | 30.06.2017 | 7.90% | 2000-01 | 17073 | 17206 | 17339 |
| 01.07.2017 | 30.09.2017 | 7.80% | 2001-02 | 16449 | 16578 | 16708 |
| 01.10.2017 | 31.12.2017 | 7.80% | 2002-03 | 15887 | 16013 | 16139 |
| 01.01.2018 | 31.03.2018 | 7.60% | 2003-04 | 15374 | 15497 | 15620 |
| 01.04.2018 | 30.06.2018 | 7.60% | 2004-05 | 14903 | 15023 | 15143 |
| 01.07.2018 | 30.09.2018 | 7.60% | 2005-06 | 14484 | 14601 | 14719 |
| 01.10.2018 | 30.06.2019 | 8.00% | 2006-07 | 14098 | 14214 | 14329 |
| 01.07.2019 | 31.03.2020 | 7.90% | 2007-08 | 13739 | 13852 | 13966 |
| 01.04.2020 | 31.12.2026 | 7.10% | 2008-09 | 13409 | 13520 | 13632 |
| . | . | . | 2009-10 | 13103 | 13213 | 13323 |
| . | . | . | 2010-11 | 12821 | 12929 | 13038 |
| . | . | . | 2011-12 | 11467 | 11567 | 11667 |
| . | . | . | 2012-13 | 10216 | 10308 | 10401 |
| Savings Fund: 65% w.e.f. 01.04.1992 | 2013-14 | 9067 | 9153 | 9239 | ||
| Savings Fund: 62.50% w.e.f. 01.04.2004 | 2014-15 | 8013 | 8092 | 8172 | ||
| Savings Fund: 65% w.e.f. 01.04.2010 for GDSGIS-10 | 2015-16 | 7046 | 7120 | 7194 | ||
| Insurance Fund: 35%w.e.f. 01.04.1992 | 2016-17 | 6159 | 6227 | 6296 | ||
| Insurance Fund: 37.50%w.e.f. 01.04.2004 | 2017-18 | 5345 | 5409 | 5473 | ||
| Insurance Fund: 35% w.e.f. 01.04.2010 for GDSGIS-10 | 2018-19 | 4594 | 4654 | 4714 | ||
| *Interest per annum compounded quarterly | 2019-20 | 3899 | 3955 | 4010 | ||
| . | 2020-21 | 3256 | 3308 | 3360 | ||
| 2021-22 | 2660 | 2708 | 2756 | |||
| 2022-23 | 2103 | 2148 | 2193 | |||
| 2023-24 | 1585 | 1627 | 1669 | |||
| 2024-25 | 1102 | 1141 | 1180 | |||
| 2025-26 | 651 | 688 | 724 | |||
| 2026-27 | 232 | 265 | 299 | |||
| Table of Benefit under EDAGIS-92 Scheme | ||||||
|---|---|---|---|---|---|---|
| Contribution @ Rs. 10/- throughout | ||||||
| Accumulated value of Savings Fund for Rs. 6.25 out of contribution Rs.10/- from 1st Oct-2026 of the year of entry upto the month and year of cessation on account of Death, Retirement, Resignation, Promotion etc. under the scheme EDAGIS-92. | ||||||
| Year of cessation of Membership 2026-27 (3rd Quarter) (Period from 01.10.2026 To 31.12.2026) | ||||||
| From | TO | Interest* | Year of entry | Oct | Nov | Dec |
| 01.04.1992 | 31.12.2000 | 12.00% | 1992-93 | 15536 | 15633 | 15731 |
| 01.01.2001 | 31.12.2001 | 11.00% | 1993-94 | 13928 | 14016 | 14104 |
| 01.01.2002 | 31.12.2002 | 9.50% | 1994-95 | 12500 | 12580 | 12659 |
| 01.01.2003 | 31.12.2003 | 9.00% | 1995-96 | 11231 | 11303 | 11375 |
| 01.01.2004 | 30.11.2011 | 8.00% | 1996-97 | 10103 | 10169 | 10234 |
| 01.12.2011 | 31.03.2012 | 8.60% | 1997-98 | 9101 | 9161 | 9221 |
| 01.04.2012 | 31.03.2013 | 8.80% | 1998-99 | 8211 | 8266 | 8320 |
| 01.04.2013 | 31.03.2017 | 8.70% | 1999-2000 | 7420 | 7470 | 7520 |
| 01.04.2017 | 30.06.2017 | 7.90% | 2000-01 | 6718 | 6763 | 6809 |
| 01.07.2017 | 30.09.2017 | 7.80% | 2001-02 | 6093 | 6135 | 6177 |
| 01.10.2017 | 31.12.2017 | 7.80% | 2002-03 | 5531 | 5570 | 5609 |
| 01.01.2018 | 31.03.2018 | 7.60% | 2003-04 | 5019 | 5054 | 5090 |
| 01.04.2018 | 30.06.2018 | 7.60% | 2004-05 | 4547 | 4580 | 4613 |
| 01.07.2018 | 30.09.2018 | 7.60% | 2005-06 | 4128 | 4158 | 4189 |
| 01.10.2018 | 30.06.2019 | 8.00% | 2006-07 | 3743 | 3771 | 3799 |
| 01.07.2019 | 31.03.2020 | 7.90% | 2007-08 | 3383 | 3409 | 3436 |
| 01.04.2020 | 31.12.2026 | 7.10% | 2008-09 | 3053 | 3077 | 3101 |
| . | . | . | 2009-10 | 2748 | 2770 | 2793 |
| Savings Fund: 65% w.e.f. 01.04.1992 | 2010-11 | 2466 | 2486 | 2507 | ||
| Savings Fund: 62.50% w.e.f. 01.04.2004 | 2011-12 | 2205 | 2224 | 2244 | ||
| Insurance Fund:35%w.e.f. 01.04.1992 | 2012-13 | 1965 | 1982 | 2000 | ||
| Insurance Fund:37.50%w.e.f. 01.04.2004 | 2013-14 | 1744 | 1760 | 1777 | ||
| . | . | . | 2014-15 | 1541 | 1556 | 1572 |
| *Interest per annum compounded quarterly | 2015-16 | 1355 | 1369 | 1383 | ||
| . | . | . | 2016-17 | 1184 | 1198 | 1211 |
| . | . | . | 2017-18 | 1028 | 1040 | 1052 |
| . | . | . | 2018-19 | 884 | 895 | 906 |
| . | . | . | 2019-20 | 750 | 760 | 771 |
| . | . | . | 2020-21 | 626 | 636 | 646 |
| . | . | . | 2021-22 | 511 | 521 | 530 |
| . | . | . | 2022-23 | 404 | 413 | 422 |
| . | . | . | 2023-24 | 305 | 313 | 321 |
| . | . | . | 2024-25 | 212 | 219 | 227 |
| . | . | . | 2025-26 | 125 | 132 | 139 |
| . | . | . | 2026-27 | 45 | 51 | 58 |